HOW TO SPEND LESS WHEN SHOPPING

Whether you are shopping for what you need or for what you want, it can be hard to balance your budget when you are constantly running to the store for clothes, shoes, jeans and other wears whether as a guy or girl. If you want to reduce the amount of money you spend when you shop, you need to be disciplined. Spend less when shopping by purchasing only what you need, setting a budget for you and taking advantage of any coupons, discounts and promotions that are available. Apply the following steps to spend less and get more.

1...Make a list of what you need. This list should reflect the purpose of your shopping trip. Do not buy anything that is not on the list. If you see other things that you want, or might need in the future, start a second list for a later shopping trip. Note the price of the item and where you saw it.

2. Set a budget. Before you set out on your shopping trip, decide how much you will spend. Shop with cash only. Use of credit and debit cards has been shown to increase one's spending. If you take only the amount of money that you have budgeted, you will not be tempted to spend more on what you do not need.

3. Do some comparison shopping. Before you shop, research what the items you need cost at different stores.

4. Purchase store brands. When you are buying Shirts, shoes, beauty items and other goods, the store brand will often cost less. Review store circulars or advertisements that come in the mail or with your newspaper. Use websites that compare store prices for you.

5. Take advantage of discounts and deals in- store. Try different brands of merchandise if it is marked down or being promoted for less.

6. Shop online. If you need to buy clothing or accessories, look for the items you want online before you hit the mall. Sites such as jumia and konga often have the same or similar items for a lot less.

7. Finally if shopping with friends don't try to impress anyone with your spend. Be moderate in spending.